We focus on maximizing Customer-level profitability, and cover all aspects of Retail Banking across asset- and liability-based Products. We have expertise in credit cards, mortgages, auto loans, personal loans (including cash advance or payday loans), CASA, insurance and wealth management.

Click here to download our Offerings for Retail Banks and Consumer Finance companies.

Click here to download our Offerings for Cash Advance/Payday Loan companies.

Areas of focus in Risk Management include:

• Customer Approval & Conversion, Credit Delinquency Scorecards (Mi Predict)
• Customer Approval and Conversion Scorecards
• Optimal Loan Amount
• Pricing and Loan Duration (Mi OptiPrice)
• Portfolio Loss Forecasting
• Mortgage Impairment & Prepayment Risk
• Mortgage Portfolio Optimization
• Collections Analytics (Mi Collect)
• Fraud Analytics
• Basel II Analytics (Our Offerings)

Areas of focus in Marketing Analytics include:

• Profit-based Customer Acquisition Strategy
• Response and Revenue Scorecards (Mi-Predict)
• Uplift or Net Lift Models
• Profit-based Pricing (Mi OptiPrice)
• Campaign Management
• Cross-sell Strategy (Mi OptiCross)
• Retention and Activation
• Loan Prepayments
• Loyalty and Winback
• Strategic MIS (Mi DBoards)

To understand better how we operate and what we can do for you, please review the following case studies.